More Work Stuff February 1, 2012Posted by Toy Lady in Musings, random stuff, Work.
I’m pretty sure I’ve mentioned this before – I work in finance.
I mean, I work at a law office, but the main focus of the practice is finance.
Municipal finance, to be clear.
Now, wait, before you start nodding off!
Believe it or not, this is kind of interesting.
See, in hundreds of New York towns, villages, and schools, if you want to buy something big, you’re going to eventually call me.
You want a new water treatment plant?
I’m your gal.
Need a fire truck?
I’ll hook you up.
Want a new and improved, bigger and better school building?
Talk to me.
See, municipalities have different rules than people do – they can’t just spend taxpayer money whenever they want to (unless their name is Washington, of course) (or maybe Albany). They need votes and resolutions and authorizations and publications.
In short, they need lawyers.
So what happens when, say, your local school school district built that new high school, and they borrowed a pile of money to do it?
Well, I’ll tell you what happens.
They do exactly what I did a couple of months back with my mortgage- they look at this HUGE debt, and they look at the interest rates they’re paying, and then they look at the interest rates out there now, and they call up their local bank to talk about a refinance.
Or, in this case, they call me.
Turns out that, if you’re a municipality, banks are practically giving away free money.
And I’m just the gal to make sure they can get it.
Every morning, I’ve been stepping over THREE! boxes of pending files to get to my desk, in order to start work.
I do love my job, don’t get me wrong.
I love being very, very good at something that not more than a handful of people in the entire state could do – or even understand.
And I am. I’m very good at taking the hand of a nervous client who is looking at refinancing several million dollars’ worth of debt, and making it not-so-scary.
I’m also not bad at juggling not just my own in-the-minute work, but keeping track of what’s going on in the rest of the office, and keeping an eye on what’s coming up.
It does get exhausting, though. I mean, there is something going on All. The. Time.
And February brings – Bus Season! Now is the time I nudge our school district clients into figuring out if they’re going buy buses this year (of course they are), and what they’re going to buy.
Do you know that most schools buy new buses every year? They replace each vehicle on a set schedule, usually trading them in for new ones, and the vast majority of them have a public vote on the acquisition in May, at least they do in New York.
Yup, that’s me too.
So please forgive me if I’m not as, well, vibrant as you’ve come to expect.
And I’m hoping to take a nice, relaxing vacation soon – maybe in August.